UTI Balanced Fund UTI Mutual Fund UTI Balanced Fund Launch Year: 1995Top Holdings: HDFC Bank, ICICI Bank, Larsen & Toubro, ITC, ONGCFund Manager: Sunil Madhukar PatilExit Load: No penalty if held for over 1 year. 1% penalty by UTI if withdrawn before that. Invest Now! Trust & Proof 100% Free What is Risk? How to make good profit?